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Alternative Investments

Alternative Investments on OmniX are non-interest, asset-backed investment options designed for investors who want their capital tied to real economic activity, not speculative or interest-based instruments

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Risk Level: Medium

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Tenure: Structured (short–medium term)

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Currency: NGN

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Ideal For: Ethical investors, diversification, impact-driven returns

These investments follow Islamic finance principles and ethical investment standards by:

Avoiding interest (riba)
Being backed by tangible
or productive assets
Generating returns from real trade,
leasing, or asset performance

They allow investors to earn returns while supporting real-world growth across
agriculture, real estate, and ethical capital markets

Two Core Categories

Alternative Investments on OmniX are grouped into:

Asset-Backed Investments
Commodity Trading

This section focuses on Asset-Backed Investments.

Asset-Backed Alternative Investments

These investments function similarly to Asset-Linked Notes, with one key difference:
Returns are backed by real, identifiable assets’, not financial derivatives

Available Asset Classes

1. Agriculture Commodity-Backed Investments

Invest in food security, earn from real production.

Your funds are used to purchase viable agricultural commodities. Returns are generated from the sale of these commodities over an agreed investment period.

Why this matters

Direct exposure to
Nigeria’s real economy
Supports agricultural
productivity and food
supply
Returns linked to
actual commodity
performance

Best suited for

Impact-driven
investors
Portfolio diversification
beyond financial
markets
Investors seeking
ethical, asset-tied
returns

2. Real Estate-Backed Investments

Participate in vetted real estate projects without owning property outright.

This investment note gives you exposure to a portfolio of carefully selected real estate assets held and managed by the Alternative Bank.

Why this matters

Access to real estate
without operational
burden
Backed by tangible,
income-generating
assets
Diversifies risk across
multiple projects

Best suited for

Long-term
investors
Investors seeking
stability and asset
backing
Those avoiding
speculative property
exposure

3. Ethical Bonds-Backed Investments

Ethical fixed-income alternatives aligned with Islamic finance.

These investments are backed by Sharia-compliant ethical bonds, allowing investors to earn consistent returns while supporting ethically funded projects..

Key characteristics

Focus on principal
protection
Returns generated
without interest
mechanisms
Capital directed to
ethical economic
development

Best suited for

Conservative ethical
investors
Faith-aligned portfolios
Long-term, low-
volatility strategies

4. Sukuk Bond-Backed Investments

Sharia-compliant bond alternatives tied to real assets..

Funds are used to purchase Sukuk bonds, where returns are earned from asset performance rather
than interest payments.

Key characteristics

Asset-linked income
generation
Principal protection
focus
Sustainable and
transparent return
structure

Best suited for

Investors seeking
predictable ethical
returns
Institutions and HNIs
Portfolio stabilisation

Risks & Considerations

Returns depend on
asset performance
Investments may have
defined holding
periods
Early termination
availability varies by
note

How OmniX Adds Value

Full transparency into
underlying assets
Structured notes
similar to institutional
products
Simplified access to
ethical investing
Centralised
management and
monitoring

Ready to invest in Alternative Investments?

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