Treasury Bills
Treasury Bills are short-term debt instruments issued by the Federal Government to finance short-term obligations. When you invest in a Treasury Bill, you are effectively lending money to the government for a defined period and earning a return at maturity. They are issued at a discount and redeemed at face value, meaning your return is the difference between what you paid and what you receive at maturity.
Risk Level: Low
Tenure: Short-term (91 -364 days)
Currency: NGN
Ideal For: Capital preservation, liquidity, short-term planning
Why Investors Use Treasury Bills
Treasury Bills are considered one of the safest instruments in the Nigerian
financial market. Individuals, corporates, and institutions commonly use them to:
Preserve Capital
Park Excess Cash
Manage Liquidity Efficiently
Who Treasury Bills Are Best For
Risk-averse investors
prioritizing safety
prioritizing safety
Corporates managing
short-term cash positions
short-term cash positions
Investors awaiting deployment
into higher-risk assets
into higher-risk assets
Anyone who needs
predictable liquidity
predictable liquidity
When Treasury Bills Make Sense
You need your funds back
within a few months
within a few months
You want near-zero
default risk
default risk
You’re planning a major
expense and want certain
expense and want certain
You want to reduce
overall portfolio volatility
overall portfolio volatility
Risks & Considerations
Returns may be lower than
inflation in some cycles
inflation in some cycles
Not designed for long-
term wealth growth
term wealth growth
Opportunity cost compared
to higher-yield assets
to higher-yield assets
How OmniX Improves the Experience
Clear visibility of available
tenures and yields
tenures and yields
Seamless purchase and
maturity tracking
maturity tracking
Easy reinvestment at
maturity
maturity
Portfolio-level performance
monitoring
monitoring
Ready to invest in Treasury Bills?
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